PayLinker

Transparent pricing

PayLinker pricing: compare plans, SMS and payment fees

Compare the plan without a monthly subscription with the €9.90/month PayLinker subscription. Your payment volume and amounts determine which is better value; Stripe processing fees remain separate.

Stripe remains your payment infrastructure; the subscription only removes the PayLinker fee.

Simple rule of thumb: without a subscription, PayLinker charges 0.5% + €0.20 per successful payment, on top of Stripe fees.

The live demo is available without signup. If you are ready, create your account and connect Stripe.

Easy payments for your customers

No customer app required: open the link, pay and check the confirmed status.

Secure payments powered by Stripe.

Stripe, Visa, Mastercard, Apple Pay, Google Pay logos

Easy payments for your customers: No customer app required: open the link, pay and check the confirmed status.. Secure payments powered by Stripe.

Create your PayLinker account, connect Stripe and choose the plan that makes the most sense for your payment volume.

No subscription

0 € / month

Useful when starting out or sending occasional requests.

PayLinker fee: 0.5% + 0.20 € per transaction (Stripe fees are billed separately).

  • Unlimited payment links
  • SMS: 1 credit per message
  • Email: free
  • Stripe fees vary by card and country (charged by Stripe)

No monthly PayLinker subscription; successful payments still incur PayLinker and Stripe fees.

Compare for regular payments

PayLinker subscription

9.90 € / month

Compare this plan if you charge clients regularly or need team access.

PayLinker fee: 0% (Stripe keeps charging its own fees).

  • Everything included in pay-as-you-go
  • 20 bonus credits on first signup, 10 bonus credits each renewal
  • Priority support
  • Agent accounts (up to 10): send and track payments together as a team

Compare your actual payment amounts and volume before choosing.

The prices shown here are for the website. For PayLinker Pro purchased in the iOS app, Apple shows the price and terms before purchase; these may differ. Read the Terms and App Store conditions

Which plan should you choose?

The right plan mostly depends on your payment volume and whether you work alone or as a team.

You are just starting or your volume is low

Stick with pay-as-you-go if you are testing PayLinker, sending only a few links, or running a highly seasonal business.

You charge clients every week

The subscription removes the PayLinker fee on each successful payment. Compare that saving with €9.90 per month using your own payment amounts and volume.

You want shared access

The subscription makes the most sense if you want priority support or up to 10 agent accounts.

Simple profitability benchmark

Illustration: 15 payments of €100 would incur €10.50 in PayLinker fees without a subscription (15 × €0.70), compared with the €9.90 subscription. Stripe fees and SMS credits are separate in both cases.

Questions before choosing a plan

Check which costs belong to PayLinker and which are charged for payment processing or SMS delivery.

Are Stripe fees included?

No. Stripe bills its own processing fees. The PayLinker subscription only removes the PayLinker fee.

What if I refund a customer?

PayLinker does not refund its fee after a customer refund, except in case of a commercial gesture or a proven PayLinker issue.

Can I work as a team?

Yes. The subscription includes up to 10 agent accounts so teammates can send and track payment requests together.

Is the logo included?

Yes, the payment page with a custom logo is available to every account. The subscription mainly removes the PayLinker fee, adds priority support and enables team access.

SMS credits

Top up as you go – every SMS always consumes exactly 1 credit regardless of the plan.

Each SMS uses 1 credit. Email sending is included and does not use credits.

100 credits15 €
200 credits28 €
500 credits65 €
1,000 credits120 €

Credits are non-refundable unless PayLinker proves a technical failure.

Compare the two PayLinker plans

The figures below compare PayLinker charges only. Stripe processing costs vary with the connected account, market, card and payment method.

SMS credits are separate from the plan and payment-processing charges.

No PayLinker subscription

Fees: €0/month + 0.5% + €0.20 per successful payment

Notes: Stripe processing and SMS credits are separate

PayLinker subscription

Fees: €9.90/month + 0% PayLinker payment fee

Notes: Stripe processing and SMS credits are separate

Illustrative €100 payment: PayLinker charges only

  • PayLinker without subscription: 0.5% of €100 = €0.50
  • Plus €0.20 fixed PayLinker fee
  • PayLinker charge for this payment: €0.70
  • Stripe processing fees and SMS credits are additional

PayLinker payment fee: €0.70

Stripe and any SMS cost extra

With the PayLinker subscription

  • No PayLinker fee
  • Monthly PayLinker subscription: €9.90
  • Stripe processing fees still apply
  • SMS credits remain separate

PayLinker fee on this payment: €0

Stripe and any SMS cost extra

Illustration of PayLinker charges for one €100 payment, excluding Stripe processing, SMS and the monthly subscription. It is not a net-payout estimate. Check the Stripe pricing applicable to your account and market.

FAQ

What does a non-subscriber pay?

You pay the PayLinker fee of 0.5% + 0.20 € per successful transaction on top of Stripe’s fees. SMS charges are handled via credits (1 credit = 1 SMS).

Are Stripe fees included?

No. Stripe charges its own processing fees according to the connected account, market and payment method. The PayLinker fee is separate.

What happens in case of a refund or dispute?

PayLinker does not refund its commission when you refund your customer, unless we agree to a goodwill gesture or a proven platform failure. Stripe may also retain part of its fee.

How much does sending an SMS cost?

Every SMS consumes one credit from your balance. Packs start at 15 € for 100 credits.

Is email delivery free?

Yes, sending the link by email never consumes a credit and is available for all plans.

Can I invite agents to help?

Yes. The subscription includes up to 10 agents so teammates can create, send and track payment requests together.

When is the PayLinker subscription worth it?

Compare the €9.90 monthly subscription with the PayLinker fee of 0.5% + €0.20 on each successful payment without a subscription. The break-even point depends on both payment amounts and volume; Stripe fees still apply.

Credits & channels

Each SMS costs 1 credit. Email delivery is free and does not affect your balance. You can also send through both channels if you want.

PayLinker fees only apply to successful payments and are calculated in cents: amount × 0.5% + 20 cents (rounded up to the nearest cent).